Morgan Stanley vs Mutual Funds
Morgan Stanley vs Mutual Funds
Feature |
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What is
it |
A
global financial company that offers investment banking, wealth management,
and advisory services. |
A
pooled investment where many investors invest together and a fund manager
handles the money. |
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Who
manages it |
Professional
advisors and bankers at Morgan Stanley manage individual portfolios or offer
financial advice. |
Fund
managers (AMC – Asset Management Company) manage funds collectively. |
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Minimum
Investment |
Often
high, suitable for HNIs (High Net Worth Individuals). |
Can
start with as low as ₹100–₹500 (SIP). Suitable for common investors. |
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Control |
Personalized
portfolio, you can get custom advice and control. |
Less
control. Fund manager decides where to invest. |
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Risk
& Return |
Can be
high risk–high return based on investment type. |
Depends
on fund type (debt, equity, balanced). Risk is diversified. |
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Fees |
High
advisory or portfolio management fees. |
Expense
ratio (small % charged by AMC). Usually lower. |
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Access
in India |
Services
available but more for corporate or wealthy individuals. |
Very
accessible through banks, brokers, or apps like Groww, Zerodha, etc. |
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